Terms and Conditions

Last updated: [insert date]

1. Acceptance of Terms

By accessing or using the Firme Trocanca website, platform, or any related services (collectively, the "Service"), you agree to be bound by these Terms. If you do not agree with any part of these Terms, you must not access or use the Service.

2. Description of Service

Firme Trocanca provides software tools intended to support data analysis and research related to investment decision-making. The Service is provided for informational purposes only and does not constitute financial, legal, or investment advice. Any decisions made based on information or outputs generated through the Service are made at your own discretion and risk.

3. Eligibility

You must be at least the age of majority in your jurisdiction of residence to use the Service. By using the Service, you represent and warrant that you meet this requirement and that you have the legal capacity to enter into these Terms.

4. Account Registration

Certain features of the Service may require you to create an account. You agree to provide accurate, current, and complete information during registration and to keep this information up to date. You are responsible for maintaining the confidentiality of your account credentials and for all activity that occurs under your account.

5. Acceptable Use

You agree not to use the Service to:

• Violate any applicable law, regulation, or third-party right;
• Upload or transmit malicious code, or attempt to interfere with the proper functioning of the Service;
• Reverse engineer, decompile, or attempt to extract the source code of any part of the Service, except where permitted by law;
• Resell, sublicense, or redistribute the Service without prior written consent;
• Misrepresent your identity or impersonate any person or entity.

6. No Investment Advice

Nothing contained within the Service constitutes a recommendation, solicitation, or offer to buy or sell any financial instrument. Firme Trocanca is not a registered investment advisor, broker-dealer, or financial institution. All investing involves risk, including the possible loss of principal, and you should consult a qualified independent financial advisor before making any investment decision.

7. Subscriptions and Payment

Certain features of the Service may be offered on a subscription or paid basis. Pricing, billing cycles, and cancellation terms will be presented at the point of purchase. You are responsible for all applicable taxes and fees associated with your use of paid features. Fees already charged are generally non-refundable except as required by applicable law or as otherwise stated at the time of purchase.

8. Intellectual Property

All content, software, trademarks, logos, and materials associated with the Service are the property of Firme Trocanca or its licensors and are protected by applicable intellectual property laws. Except as expressly permitted under these Terms, you may not copy, modify, distribute, or create derivative works based on the Service without prior written permission.

9. Third-Party Services and Links

The Service may contain links to or integrations with third-party websites, data sources, or services that are not owned or controlled by Firme Trocanca. We do not endorse and are not responsible for the content, accuracy, or practices of any third party. Your use of third-party services is subject to their own terms and policies.

10. Disclaimer of Warranties

The Service is provided on an "as is" and "as available" basis without warranties of any kind, whether express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, accuracy, or non-infringement. Firme Trocanca does not warrant that the Service will be uninterrupted, error-free, or free of harmful components.

11. Limitation of Liability

To the maximum extent permitted by applicable law, Firme Trocanca, its officers, employees, and affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including loss of profits, data, or goodwill, arising out of or related to your use of or inability to use the Service, even if advised of the possibility of such damages.

12. Indemnification

You agree to indemnify and hold harmless Firme Trocanca and its affiliates from any claims, damages, losses, liabilities, and expenses (including reasonable legal fees) arising out of your use of the Service, your violation of these Terms, or your violation of any rights of a third party.

13. Suspension and Termination

We reserve the right to suspend or terminate your access to the Service, in whole or in part, at any time and without prior notice, if we reasonably believe you have violated these Terms or engaged in conduct that may harm Firme Trocanca, other users, or third parties. You may also terminate your account at any time by contacting us.

14. Changes to the Service and Terms

We may modify, suspend, or discontinue any part of the Service at any time. We may also revise these Terms from time to time. Material changes will be indicated by updating the "Last updated" date above. Your continued use of the Service after changes take effect constitutes acceptance of the revised Terms.

15. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the jurisdiction in which Firme Trocanca operates, without regard to its conflict of law principles. [This section should be reviewed and finalized by legal counsel to reflect the appropriate governing jurisdiction.]

16. Severability

If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall continue in full force and effect, and the invalid provision shall be replaced by a valid provision that most closely reflects the original intent.

17. Contact

If you have questions about these Terms, please reach out via the contact details provided on our Contact page.